Terms and Conditions

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Who we are

This website is owned and operated by Shire Professional Funding Limited, trading as Shire Professions Finance (“we”, “us” or “our”), a company registered in England and Wales (Company No. 07121815). Our registered office and trading address is:

Mallory House, Goostrey Way, Mobberley, Cheshire, WA16 7GY.

We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 679492. You can verify this on the FCA Register at www.fca.org.uk/register or by calling 0845 606 1234.

Acceptance of Terms

By accessing or using our website, you agree to comply with and be legally bound by these Terms & Conditions. If you do not accept these terms, you should not use the site.

We may revise these Terms at any time. Continued use of the website after any such changes indicates your acceptance of the updated terms.

Pricing Transparency

All prices displayed on our website include any mandatory fees or charges, in accordance with the Digital Markets, Competition and Consumer Act 2024.

Permitted Use

You agree to use our website for lawful purposes only. You must not:
– Post or transmit any material that is defamatory, obscene, offensive, or otherwise objectionable.
– Attempt to gain unauthorised access to our systems or interfere with the website’s operation.
– Use the site in a way that restricts or inhibits use by others.
– Post fake reviews or content, in accordance with legislation prohibiting misleading commercial practices.

Intellectual Property

Unless otherwise stated, all content on this website is owned by or licensed to Shire Professional Funding Ltd.

You may view, download, and print content for your personal, non-commercial use only. Any other use (e.g. reproduction, modification, distribution) requires our prior written permission.

Our logos, business names, and trademarks must not be used without express written consent.

Website Availability and Security

We aim to keep the website accessible 24/7 but do not guarantee uninterrupted availability. Access may be temporarily suspended without notice for maintenance or updates.

We are not liable for any damages resulting from interruptions, system failures, or security breaches. It is your responsibility to ensure your devices are protected against viruses and other harmful software.

We take all reasonable steps to implement and maintain security measures to protect the integrity of our site and services.

Disclaimers and Limitation of Liability

The information on this site is provided “as is” and “as available.” We make no warranties regarding the accuracy, completeness, or reliability of the content.

To the fullest extent permitted by law, Shire Professional Funding Ltd excludes liability for:
– Loss of profits, data, revenue, or business
– Indirect or consequential loss
– Any other loss resulting from your use or inability to use the website

Nothing in these terms limits our liability for death or personal injury caused by negligence.

Links to and from Other Websites

Our website may include links to third-party websites for your convenience. We do not endorse, control, or take responsibility for their content.

You may link to our home page only if:
– You do so fairly and legally
– You do not misrepresent our relationship
– You do not imply our endorsement without permission
– Your site does not contain offensive or unlawful content

We reserve the right to withdraw linking permission at any time.

Registration and Account Security

If you register to use specific features on our site, each account is for a single user only. You are responsible for maintaining the confidentiality of your login credentials.

Privacy and Data Protection

We handle your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. We also comply with the Privacy and Electronic Communications Regulations (PECR).

You have the right to access, amend, delete, restrict, or object to the use of your data. You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO).

We provide full transparency on how cookies are used on our site, and we obtain consent for any non-essential cookies.

Direct Marketing and Communications

We will only send marketing communications if you have provided explicit consent. You may opt out of these communications at any time via a clear unsubscribe option.

Data Transfers and Security

If we transfer your data outside the UK, we ensure appropriate safeguards are in place in line with UK GDPR (e.g. adequacy decisions, SCCs). We regularly review our data protection and transfer protocols.

Data Protection Impact Assessments (DPIAs)

For any data processing activity likely to result in high risk to individuals, we conduct a DPIA to identify and mitigate risks.

Complaints

If you wish to raise a complaint, please contact:

Martyn Jones
Mallory House, Goostrey Way, Mobberley, Knutsford WA16 7GY

martyn.jones@shirepf.co.uk
0333 041 4001


Include your name, contact details, nature of the issue, and how you’d like it resolved.

If you’re not satisfied with our response, you may contact the Financial Ombudsman Service:
– www.financial-ombudsman.org.uk
– complaint.info@financial-ombudsman.org.uk
– Exchange Tower, London, E14 9SR
– 0800 023 4567

Governing Law

These Terms & Conditions are governed by the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction.